When you are looking to get financed for an automobile, it is a good idea to get a free copy of your credit scores and also your auto score.
You see automobile dealers look at a slightly different criteria than do other credit providers and it can make a big difference in what you are offered.
Why pay to have the dealership pull your credit or just leave it up to them to decide what credit area you fall under, when you can pull your own credit and auto score free of charge.
And at the same time get some free tools, like push button credit improvement and even your employment score!
That’s one of the greatest things about the internet. It has empowered. We no longer are at the mercy of big corporations that maybe don’t want to share OUR OWN INFORMATION with us.
Getting the right vehicle is important now and it is important down the road (no pun intended), so why not take a few extra minutes and make sure to solidify your position so that you can get both the vehicle you want and the financing that you want.
The auto score is different from your regular score because it takes into account the past performance (or lack thereof) of your auto loans. In other words it gives more weight to your previous auto loans and therefore your auto score can sometimes be quite a bit different than your regular credit score.
That’s ok now, because you now have access to this information, and for free.